Smarter Protection for the People Who Matter Most
Family life comes with many moving parts. Health needs, car payments, home expenses, devices, travel plans, emergency costs, and unexpected bills can all happen at the same time.
Unified Coverage helps families organize protection, track credits, manage wallet balances, and prepare for future costs through one connected platform.
One family. One wallet. One smarter way to stay protected.
Protection Built Around Real Family Life
Families should not have to manage protection through multiple apps, bills, due dates, and providers. Unified Coverage is designed to help families bring everything into one easy-to-use dashboard.
Families can organize protection for:
The goal is to help families feel more prepared, more organized, and more in control.
Why Families Need Unified Coverage
Family protection can get complicated fast.
Many families deal with:
Unified Coverage helps bring protection, credits, balances, and support tools into one place.
What Families Can Manage
Family Health Protection
Track health-related needs, preventive care, wellness credits, deductibles, prescriptions, dental, vision, and care expenses.
Family Auto Protection
Organize auto protection for family vehicles, safe-driving credits, roadside support, deductible tracking, and repair planning.
Home & Renters Protection
Protect where your family lives, including personal belongings, emergency repairs, temporary housing needs, and deductible support.
Family Travel Protection
Prepare for family trips, travel delays, baggage issues, rental car needs, and emergency travel support.
Devices & Electronics
Track phones, laptops, tablets, school devices, gaming systems, and electronics used by family members.
Money & Identity Protection
Organize identity protection, document recovery, financial safety tools, fraud support, and family account safety resources.
Emergency Support
Build and track wallet balances that may help with urgent care, repairs, deductibles, device replacement, travel issues, or surprise expenses.
Business & Worker Protection
Organize protection for freelancers, self-employed family members, and household business needs.
How It Works for Families
Create Your Family Profile
Start by creating a family protection profile.
You may include:
This gives your family one place to begin organizing protection.
Create Family ProfileAdd Family Members
Unified Coverage is designed to help families manage protection for multiple people.
You may create profiles for:
Each profile can connect to protection needs, credits, documents, reminders, and wallet activity.
Add Family Members
Choose What You Want Protected
Families can select the protection categories that fit their life.
Choose from:
You can start with the basics and add more over time.
Explore Protection TypesTrack Credits in the Unified Wallet
Families may be able to earn approved credits for safe, healthy, and responsible behavior.
Credits may be earned for:
Credits are tracked inside the Unified Wallet so families can see the value they are building together.
Explore the Unified Wallet
Use Credits Toward Eligible Family Costs
When eligible, family credits or wallet balances may help reduce approved costs.
Credits may help with:
Credit use depends on program terms, partner approval, policy rules, eligibility, and applicable law.
See How Credits WorkThe Family Wallet Experience
The Unified Wallet helps families track protection-related credits, balances, and support in one place.
The goal is to give families a clearer view of what support may be available when life happens.
Family Credit Opportunities
Safe Driving Credits
Families may earn potential credits when drivers practice safe habits, avoid distracted driving, maintain clean records, or complete approved driving programs.
Wellness Credits
Families may earn potential credits for preventive care, wellness activity, health screenings, dental cleanings, vision exams, and healthy habit participation.
On-Time Payment Credits
Families may earn potential credits for keeping their account active and making payments on time.
Bundle Credits
Families may earn potential credits for organizing multiple protection types in one place.
Home Safety Credits
Families may earn potential credits for completing approved safety actions around the home.
Device Profile Credits
Families may earn potential credits for adding devices, uploading receipts, and keeping device information updated.
Loyalty Credits
Long-term family members may receive approved loyalty rewards or program credits.
Example: Family Protection in Action
Meet the Johnson Family
The Johnson family has two parents, two children, two vehicles, renters coverage, several phones and laptops, and regular health expenses.
Before Unified Coverage, they had:
With Unified Coverage, the Johnson family can:
Unified Coverage helps the family feel more prepared and less overwhelmed.
Family Dashboard Features
Family Protection Dashboard
View your family's protection, credits, balances, and support tools in one place.
Shared Unified Wallet
Track family credits, emergency balances, rewards, and eligible support from one wallet view.
Family Member Profiles
Create profiles for each family member and organize their protection needs.
Family Health Tracker
Track preventive care, wellness credits, dental, vision, prescriptions, and health-related costs.
Family Auto Tracker
Manage vehicles, drivers, safe-driving credits, roadside support, and auto deductible planning.
Family Device Inventory
Track phones, laptops, tablets, school devices, gaming systems, receipts, and repair support.
Document Vault
Store important family documents, policy details, receipts, IDs, protection records, and repair information.
Emergency Support Tracker
Prepare for urgent costs like care, repairs, travel problems, deductibles, or replacement needs.
Family Rewards Summary
See how your family earned credits and where those credits may help reduce future costs.
Who This Page Is For
If your family has multiple protection needs, Unified Coverage is built to help simplify them.
Why Unified Coverage Is Different for Families
Traditional protection can feel scattered. One company for auto. Another for health. Another for renters or home. Another for devices. Another for travel. Another for identity protection.
Unified Coverage brings the experience together.
Unified Coverage is not just about coverage. It is about giving families a smarter way to stay prepared.
Start with the Family Plan
The Unified Coverage Family Plan is designed for households that want one connected protection dashboard.
Family Protection + Unified Wallet
Family protection works best when connected to the Unified Wallet.
This gives families a clearer way to protect what matters most.
Built for Everyday Family Moments
Unified Coverage helps families prepare for the moments that happen in real life:
Unified Coverage gives families one place to organize, track, and prepare.
Get a Family Quote
Ready to build smarter protection for your family? Unified Coverage can help you review your household needs, explore protection options, track credit opportunities, and prepare your Family Wallet.
Tell us who you want to protect, what matters most, and where your family needs support.
Frequently Asked Questions
Is Unified Coverage family insurance?
Unified Coverage is designed as a protection management platform, insurance access platform, rewards wallet, and service coordination system. Insurance products may be offered through licensed insurance carriers and licensed producers where applicable.
Can I add multiple family members?
Yes. Unified Coverage is designed to support multiple family member profiles and household protection management.
Can we share one wallet?
The goal is to allow families to track shared credits, balances, emergency support, and rewards through one Family Wallet view.
Can credits help with family expenses?
Eligible credits may help reduce approved costs such as deductibles, care expenses, repairs, device replacement, travel support, emergency services, or future balances where allowed.
Are family credits guaranteed?
No. Credits, rewards, discounts, wallet balances, and dividends depend on program terms, eligibility, partner approval, policy rules, and applicable law.
Can I use Unified Coverage with my current insurance?
Yes. Unified Coverage is designed to help customers organize existing coverage, track costs, identify gaps, and manage protection in one place.
Can this help with teen drivers?
Yes. Unified Coverage can help families organize teen driver protection, safe-driving credit opportunities, auto deductible planning, and roadside support options.
Start Smarter Family Protection
Your family deserves protection that is simple, clear, and built for real life. Unified Coverage helps families organize protection, track credits, build wallet balances, and prepare for future expenses in one connected platform.
Protect your family. Build your wallet. Stay prepared together.
Important Notice: Unified Coverage is designed as a protection management platform, insurance access platform, rewards wallet, and service coordination system. Insurance products may be offered through licensed insurance carriers and licensed producers. Service protection products may be offered through approved providers. Unified Coverage does not guarantee coverage, approval, credits, rewards, discounts, dividends, repairs, medical payments, claim payments, emergency support payments, or final pricing. Credits, rewards, wallet balances, and family-related benefits are subject to applicable laws, program terms, partner approval, policy terms, eligibility, underwriting, and regulatory requirements. Unified Coverage should not be understood as a licensed insurance carrier, health insurer, auto insurer, bank, or financial institution unless and until it receives the required regulatory approvals.