One Wallet for Protection,
Credits, Rewards, and Emergency Support
The Unified Wallet is the center of the Unified Coverage experience. It gives customers one simple place to track their protection payments, earned credits, available balances, rewards, emergency funds, and future cost-saving opportunities.
One wallet. One balance view. One smarter way to stay protected.
What Is the Unified Wallet?
The Unified Wallet is a digital protection wallet designed to help customers manage the money connected to their coverage and protection needs. The goal is simple: help customers lower financial stress when life happens.
Built to Reduce Out-of-Pocket Costs
Unexpected expenses can create stress fast. A medical visit, broken phone, car repair, travel emergency, or home issue can force customers to come up with money immediately. The Unified Wallet is designed to help customers build and use available credits or balances toward approved costs.
The wallet gives customers more flexibility, more visibility, and more control.
How the Unified Wallet Works
Connect Your Protection
Customers start by choosing or connecting the protection types they want to manage. Everything is organized inside one simple account.
Make One Monthly Payment
Unified Coverage is designed around a simplified monthly payment experience. Customers can view their protection costs, membership benefits, wallet activity, and credit balances from one dashboard. Instead of tracking multiple due dates and separate accounts, customers can manage protection through one connected platform.
Earn Credits for Responsible Behavior
Customers may be able to earn credits for safe, healthy, and responsible actions. Credits are tracked inside the Unified Wallet so customers can clearly see the value they are building over time.
Use Credits Toward Approved Costs
When customers need support, available credits or balances may be used toward approved expenses. The purpose of the Unified Wallet is to help customers reduce the amount they need to pay out of pocket when unexpected costs happen.
Track Everything in One Dashboard
The wallet dashboard gives customers a clear view so they can understand where their money is going, what value they have earned, and what support may be available.
Everything you need in one place
Credit Balance
Track credits earned through approved rewards, safe behavior, wellness activity, and partner programs.
Emergency Balance
Build or track funds that may help support urgent costs, deductibles, repairs, or care-related needs.
Monthly Payment View
See monthly protection costs and connected plan activity in one place.
Rewards Tracker
View earned rewards from safe driving, healthy habits, loyalty, low-risk behavior, and approved activities.
Auto-Apply Credits
Available credits may be automatically applied toward approved balances, future bills, or eligible service costs.
Spending History
Track how credits and balances are used over time.
Coverage Connection
See which protection types are connected to your wallet.
Future Savings View
Understand how responsible behavior may help lower future out-of-pocket costs.
Example Wallet Dashboard
This gives customers a simple, transparent view of how their protection and credits are working together.
Monthly Protection Summary
Recent Activity
Credit Categories
Different ways customers may earn credits through the Unified Wallet.
Safe Driving Credits
Earn potential credits for responsible driving behavior, low mileage, no distracted driving, and safe driving habits.
Wellness Credits
Earn potential credits for preventive care, wellness activities, healthy habits, and care participation.
Payment Responsibility Credits
Earn potential credits for on-time payments and consistent account activity.
Low-Claim Credits
Customers with low claims activity may qualify for approved credits, discounts, or future savings opportunities.
Loyalty Credits
Long-term members may receive approved loyalty rewards or program credits.
Partner Credits
Customers may earn credits through approved providers, service partners, repair networks, or protection programs.
What Can Wallet Credits Be Used For?
Unified Wallet credits may help reduce approved costs.
Credit use depends on program terms, partner approval, policy rules, and applicable law.
Why the Unified Wallet Is Different
Most protection systems only ask customers to pay. Unified Coverage is designed to help customers build value back.
It turns protection from something customers only pay for into something they can actively manage, track, and benefit from.
Unified Wallet Benefits
More Control
See your payments, credits, balances, and protection activity in one place.
More Clarity
No more guessing what is available or where credits are going.
More Value
Responsible behavior may help you earn credits that support future costs.
More Flexibility
Credits may be used toward approved care, services, repairs, deductibles, or balances.
More Peace of Mind
Feel more prepared when unexpected expenses happen.
Who the Unified Wallet Is For
The Unified Wallet is designed for anyone who wants one place to manage protection, credits, rewards, and emergency support.
A Smarter Way to Stay Prepared
The Unified Wallet brings together the most important parts of protection: your payments, credits, rewards, balances, emergency support, and future savings opportunities. Everything is designed to help customers stay prepared, reduce stress, and protect what matters most.
Coming Soon
Unified Coverage is building the Unified Wallet to help customers manage protection, credits, rewards, and emergency support in one simple platform. Join early access today and be one of the first to experience a smarter way to protect your health, home, car, devices, money, travel, family, and future.
Join Early AccessUnified Coverage is designed as a protection management platform, insurance access platform, rewards wallet, and service coordination system. Insurance products may be offered through licensed insurance carriers and licensed producers. Service protection products may be offered through approved providers. Credits, rewards, discounts, wallet balances, and dividends are subject to applicable laws, program terms, partner approval, policy terms, and regulatory requirements. Unified Coverage should not be understood as a licensed insurance carrier, bank, or financial institution unless and until it receives the required regulatory approvals.