Smarter Auto Protection
for Safer Drivers
Your vehicle helps you get to work, take care of your family, travel, run errands, and handle everyday life. When something happens on the road, the costs can add up fast.
Unified Coverage helps customers organize auto protection, track safe-driving credits, manage deductible support, and prepare for repair or roadside expenses through one connected platform.
Protect your vehicle. Earn credits for safe driving. Stay prepared for the road ahead.
What Is Auto Protection?
Auto Protection through Unified Coverage is designed to help customers manage vehicle-related protection, safe-driving rewards, repair support, roadside needs, deductible planning, and available wallet credits in one simple dashboard.
Unified Coverage may help customers organize:
The goal is to help customers feel more prepared before, during, and after an auto-related problem.
Why Auto Protection Matters
Driving comes with everyday risk.
Customers may deal with:
Unified Coverage helps bring auto protection, credits, balances, and support options into one place so customers can manage their vehicle protection more clearly.
What Auto Protection May Help With
Auto Insurance Access
Organize vehicle coverage options through licensed insurance partners where available.
Safe-Driving Credits
Earn potential credits for responsible driving behavior, low-risk habits, and maintaining a safer driving profile.
Accident Support
Prepare for what happens after an accident, including deductible tracking, repair coordination, and support options.
Roadside Assistance
Plan for towing, lockouts, flat tires, dead batteries, fuel delivery, and other roadside needs.
Repair Coordination
Track approved repair options, service partners, and possible credit use toward eligible repair costs.
Deductible Support
Use the Unified Wallet to track deductible goals and available credits that may help with eligible costs.
Rental Car Support
Organize rental car needs after an accident, repair, or covered disruption.
Vehicle Protection Plans
Manage service protection options for mechanical breakdowns, repairs, or extended vehicle support.
How It Works
Create Your Auto Protection Profile
Start by telling Unified Coverage about your vehicle and driving needs.
You may include:
This helps create a clearer view of your auto protection needs.
Connect or Explore Auto Coverage Options
Unified Coverage is designed to help customers organize existing auto coverage or explore options through licensed partners where applicable.
This may include:
Unified Coverage helps organize your auto protection so you can understand your options more easily.
Track Safe-Driving Credits
Customers may be able to earn approved credits for safe and responsible driving.
Credits may be earned for:
Credits are tracked inside the Unified Wallet so customers can see how safe behavior may build future value.
Use Credits Toward Eligible Auto Costs
When eligible, auto credits or wallet balances may help reduce approved vehicle-related costs.
Credits may help with:
The Auto Wallet Experience
Your Unified Wallet gives you one place to track auto-related credits, balances, and support options.
Ways to Earn Auto Credits
Safe Driving Credits
Earn potential credits for responsible driving behavior and safer habits on the road.
Low Mileage Credits
Drivers who drive less may qualify for approved credit opportunities where available.
No Distracted Driving Credits
Members may earn potential credits for avoiding phone use or risky distractions while driving.
Defensive Driving Credits
Completing approved safety or defensive driving programs may help unlock credit opportunities.
On-Time Payment Credits
Keeping your account active and paying on time may help build payment responsibility credits.
Low-Claim Credits
Customers with low claim activity may qualify for approved savings opportunities where allowed.
Loyalty Credits
Long-term Unified Coverage members may receive approved loyalty rewards or program credits.
Example: Auto Protection in Action
Meet Marcus
Marcus drives every day for work and wants a better way to manage auto coverage, roadside support, and unexpected repair costs.
Before Unified Coverage, Marcus had:
With Unified Coverage, Marcus can:
Auto Protection Features
Auto Protection Dashboard
View your vehicle protection, monthly costs, credits, and support options in one place.
Safe-Driving Credit Tracker
Track potential credits earned through responsible driving behavior.
Deductible Tracker
Plan ahead for deductible costs and view available wallet support.
Roadside Assistance View
Organize towing, lockout, flat tire, fuel delivery, and emergency roadside support options.
Repair Support Planning
Track approved repair options and possible credit use toward eligible repair costs.
Rental Car Support
Prepare for rental car needs after repairs, accidents, or covered disruptions.
Driving Score Activity
View approved driving activity insights where safe-driving tools are available.
Multi-Vehicle Profiles
Manage protection for more than one vehicle in one account.
Family Driver Profiles
Track auto protection needs for multiple drivers in one household.
Who Auto Protection Is For
If your vehicle is part of your everyday life, Unified Coverage helps you manage the risks that come with it.
Why Unified Coverage Is Different
Traditional auto protection can feel disconnected. Customers may have one app for insurance, another for roadside assistance, another for repairs, and no clear way to track credits or deductibles.
Unified Coverage helps bring the experience together.
Auto Protection + Unified Wallet
Auto Protection works best when connected to the Unified Wallet.
Get an Auto Quote
Ready to start organizing your auto protection? Unified Coverage can help you review your vehicle needs, explore available protection options, track safe-driving credit opportunities, and prepare your Unified Wallet.
Tell us what you drive, how you use your vehicle, and what matters most.
Frequently Asked Questions
Is Unified Coverage auto insurance?
Unified Coverage is designed as a protection management platform, insurance access platform, rewards wallet, and service coordination system. Auto insurance products may be offered through licensed insurance carriers and licensed producers where applicable.
Can I use Auto Protection with my current auto insurance?
Yes. The goal is to help customers organize existing auto coverage, track costs, identify gaps, and manage auto-related protection in one place.
Can I earn credits for safe driving?
Customers may be able to earn approved credits for safe driving, low mileage, no distracted driving, defensive driving, responsible payments, and other eligible actions.
Can credits help pay for car repairs?
Eligible credits may help reduce approved vehicle-related costs such as repairs, deductibles, roadside assistance, towing, rental car support, or future balances where allowed.
Are safe-driving credits guaranteed?
No. Credits, rewards, discounts, and wallet balances depend on program terms, eligibility, partner approval, policy rules, driving activity, and applicable law.
Can families use Auto Protection?
Yes. Unified Coverage is designed to support family driver profiles, multiple vehicles, shared wallet tracking, and household auto protection management.
Can I add roadside assistance?
Unified Coverage may help customers organize roadside assistance options through approved providers or partner programs where available.
Start Smarter Auto Protection
Auto costs should not catch you off guard.
Unified Coverage helps you organize vehicle protection, track safe-driving credits, build wallet balances, and prepare for repairs, deductibles, roadside issues, and unexpected vehicle expenses.
Protect your car. Drive safer. Build your wallet.
Important Notice: Unified Coverage is designed as a protection management platform, insurance access platform, rewards wallet, and service coordination system. Auto insurance products may be offered through licensed insurance carriers and licensed producers. Service protection and roadside assistance products may be offered through approved providers. Unified Coverage does not guarantee coverage, approval, credits, rewards, discounts, dividends, repairs, claim payments, or final pricing. Credits, rewards, wallet balances, and auto-related benefits are subject to applicable laws, program terms, partner approval, policy terms, eligibility, underwriting, driving data availability, and regulatory requirements. Unified Coverage should not be understood as a licensed insurance carrier, auto insurer, bank, or financial institution unless and until it receives the required regulatory approvals.