Simple Plans for Smarter Protection
Unified Coverage is designed to help you manage protection, payments, credits, rewards, and emergency support in one place. Choose the plan that fits your life today. Upgrade as your protection needs grow.
One platform. One wallet. Smarter protection.
Choose Your Unified Coverage Plan
Unified Coverage pricing is designed to be flexible. Your monthly platform plan gives you access to the Unified Coverage dashboard, wallet tools, protection management features, rewards tracking, and service support.
Insurance premiums, service protection costs, deductibles, and third-party plan costs may vary based on your coverage choices, location, provider, risk profile, and applicable laws.
Starter
For individuals who want a simple way to organize protection and track credits.
Best for
Includes
- Unified Coverage dashboard
- Unified Wallet access
- Credit balance tracking
- Basic protection profile
- Monthly payment overview
- Rewards activity tracker
- Emergency balance tracker
- Document storage
- Coverage reminders
- Early access member updates
Protection categories
Plus
For people who want more protection tools, stronger wallet features, and better support.
Best for
Everything in Starter, plus
- Advanced Unified Wallet tools
- Safe-driving credit tracker
- Wellness credit tracker
- Payment responsibility credit tracker
- Protection recommendation dashboard
- Deductible support tracker
- Device protection management
- Travel protection management
- Priority support requests
- Monthly protection summary
- Savings and credit insights
Protection categories
Family
For families who want one connected protection dashboard for multiple people and shared expenses.
Best for
Everything in Plus, plus
- Family protection dashboard
- Shared Unified Wallet view
- Family member profiles
- Shared emergency balance tracking
- Family rewards tracking
- Children's protection profile
- Family travel protection organization
- Home and renters protection management
- Family device protection tracking
- Multi-policy organization
- Priority family support
Protection categories
Premium
For customers who want a higher-touch protection management experience.
Best for
Everything in Family, plus
- Premium support
- Dedicated protection review
- Advanced credit and balance insights
- High-value item tracking
- Enhanced emergency support tools
- Priority service coordination
- Annual protection strategy review
- Custom protection recommendations
- Business and worker protection organization
- Expanded document vault
- Advanced savings report
Protection categories
Custom Pricing
For small businesses, teams, employers, organizations, and groups that want to offer protection management and wallet tools to members or employees.
Compare Plans
| Feature | Starter | Plus | Family | Premium |
|---|---|---|---|---|
| Unified Coverage dashboard | Yes | Yes | Yes | Yes |
| Unified Wallet access | Yes | Yes | Yes | Yes |
| Credit tracking | Basic | Advanced | Advanced | Premium |
| Monthly payment overview | Yes | Yes | Yes | Yes |
| Rewards tracker | Basic | Advanced | Family | Premium |
| Safe-driving credit tracker | Yes | Yes | Yes | |
| Wellness credit tracker | Yes | Yes | Yes | |
| Deductible support tracker | Yes | Yes | Yes | |
| Device protection management | Basic | Yes | Yes | Yes |
| Travel protection management | Basic | Yes | Yes | Yes |
| Family profiles | Yes | Yes | ||
| Shared family wallet view | Yes | Yes | ||
| High-value item tracking | Basic | Advanced | ||
| Business protection tools | Yes | |||
| Priority support | Yes | Yes | Premium | |
| Annual protection review | Yes |
What Your Plan Covers
Your Unified Coverage membership gives you access to the platform tools that help you manage protection, credits, rewards, balances, documents, and support options.
What Is Not Included
Unified Coverage membership pricing does not automatically include all insurance premiums or third-party protection costs.
These costs depend on your selected coverage, providers, eligibility, location, and applicable law.
How Credits Can Lower Future Costs
Credits may be earned through
Credits may help reduce
Credit availability depends on program rules, partner approval, policy terms, and applicable law.
Example Monthly Breakdown
A customer may pay one monthly amount through Unified Coverage that includes both platform access and selected protection costs.
This gives customers a clearer way to see protection costs, credits, and available balances in one place.
Most Popular: Plus
The Plus plan is the best starting point for most customers because it includes advanced wallet tools, safe-driving credit tracking, wellness credit tracking, deductible support tracking, and protection management across multiple categories. Best for customers who want more than basic organization but do not need a full family or premium setup.
Choose PlusEarly Access Offer
Unified Coverage is currently preparing for early access.
Frequently Asked Pricing Questions
Are insurance premiums included?
Can credits lower my monthly balance?
Are dividends guaranteed?
Can I cancel anytime?
Which plan should I choose?
Start Building Your Protection Plan
Unified Coverage helps you organize protection, track credits, manage balances, and prepare for unexpected expenses. Choose your plan and get ready for a smarter way to protect what matters most.
Unified Coverage is designed as a protection management platform, insurance access platform, rewards wallet, and service coordination system. Insurance products may be offered through licensed insurance carriers and licensed producers. Service protection products may be offered through approved providers. Unified Coverage membership fees do not automatically include insurance premiums, deductibles, copays, or third-party protection costs unless specifically stated. Credits, rewards, discounts, wallet balances, and dividends are subject to applicable laws, program terms, partner approval, policy terms, and regulatory requirements. Unified Coverage should not be understood as a licensed insurance carrier, bank, or financial institution unless and until it receives the required regulatory approvals.